Glossary
Simple, easy-to-understand definitions of payment industry terms.
3D Secure 2.0
3D Secure 2.0
ABA Number
ABA Number
ACH
ACH
Acquirer or Acquiring Bank
Acquirer or Acquiring Bank
ARN (Acquirer Reference Number)
ARN (Acquirer Reference Number)
Authorization
Authorization
Authorization Codes
Authorization Codes
Authorization Hold
Authorization Hold
Average Monthly Sales Volume
Average Monthly Sales Volume
Average Monthly Transaction Volume
Average Monthly Transaction Volume
Average Ticket Amount
Average Ticket Amount
AVS (Address Verification Service)
AVS (Address Verification Service)
Basis Points
Basis Points
Beneficial Owner
Beneficial Owner
Billing Descriptor
Billing Descriptor
BIN (Bank Identification Number)
BIN (Bank Identification Number)
Blacklist
Blacklist
CAID (Card Acceptor ID)
CAID (Card Acceptor ID)
Card Association
Card Association
Card Brand
Card Brand
Card Network
Card Network
Card Security Code
Card Security Code
CDRN (Cardholder Dispute Resolution Network)
CDRN (Cardholder Dispute Resolution Network)
Chargeback
Chargeback
Chargeback Monitoring Program
Chargeback Monitoring Program
Chargeback Reason Codes
Chargeback Reason Codes
Chargeback Response
Chargeback Response
Chargeback Time Limits
Chargeback Time Limits
Chargeback-to-Transaction Ratio
Chargeback-to-Transaction Ratio
CNP (Card-Not-Present)
CNP (Card-Not-Present)
Company Registration Number
Company Registration Number
Compelling Evidence 3.0
Compelling Evidence 3.0
Consumer Clarity
Consumer Clarity
CP (Card-Present)
CP (Card-Present)
Credit Card
Credit Card
Criminal Fraud
Criminal Fraud
CRM (Customer Relationship Management) Platform
CRM (Customer Relationship Management) Platform
CVV (Card Verification Value)
CVV (Card Verification Value)
DCC (Dynamic Currency Conversion)
DCC (Dynamic Currency Conversion)
Debit Card
Debit Card
Director
Director
Dispute Response
Dispute Response
Dispute-to-Sales Ratio
Dispute-to-Sales Ratio
Dynamic Billing Descriptor
Dynamic Billing Descriptor
EEA (European Economic Area)
EEA (European Economic Area)
EFT (Electronic Funds Transfer
EFT (Electronic Funds Transfer
EIN (Employer Identification Number)
EIN (Employer Identification Number)
Enumeration
Enumeration
ETF (Early Termination Fee)
ETF (Early Termination Fee)
Ethoca Alerts
Ethoca Alerts
EU (European Union)
EU (European Union)
Family Fraud
Family Fraud
Financial Institution
Financial Institution
First-Party Fraud
First-Party Fraud
Free Trial
Free Trial
Friendly Fraud
Friendly Fraud
Gateway
Gateway
High-Risk Merchant
High-Risk Merchant
High-Risk Merchant Account
High-Risk Merchant Account
IBAN (International Bank Account Number)
IBAN (International Bank Account Number)
IIN (Issuer Identification Number)
IIN (Issuer Identification Number)
Interchange Fee
Interchange Fee
ISO (Independent Sales Organization)
ISO (Independent Sales Organization)
Issuer or Issuing Bank
Issuer or Issuing Bank
Low-Risk Merchant Account
Low-Risk Merchant Account
Mastercard Collaboration
Mastercard Collaboration
Mastercard Excessive Chargeback Program
Mastercard Excessive Chargeback Program
Mastercard SecureCode
Mastercard SecureCode
MATCH List
MATCH List
MCC (Merchant Category Codes)
MCC (Merchant Category Codes)
Merchant
Merchant
Merchant Account
Merchant Account
Merchant Account Reserve
Merchant Account Reserve
MFA (Multi-Factor Authentication)
MFA (Multi-Factor Authentication)
MID (Merchant Identification Number)
MID (Merchant Identification Number)
Negative List
Negative List
Negative Option Billing
Negative Option Billing
Order Insight
Order Insight
PayFac
PayFac
Payment Dispute
Payment Dispute
Payment Fraud
Payment Fraud
PCI DSS (Payment Card Industry Data Security Standard)
PCI DSS (Payment Card Industry Data Security Standard)
POS (Point-of-Sale) Terminal
POS (Point-of-Sale) Terminal
Processor
Processor
Provisional Credit
Provisional Credit
PSP
PSP
RDR (Rapid Dispute Resolution)
RDR (Rapid Dispute Resolution)
Recurring Billing
Recurring Billing
Repatriation
Repatriation
Representment
Representment
Routing Number
Routing Number
SAFE Data (System to Avoid Fraud Effectively)
SAFE Data (System to Avoid Fraud Effectively)
SCA (Strong Customer Authentication)
SCA (Strong Customer Authentication)
SEPA (Single Euro Payments Area)
SEPA (Single Euro Payments Area)
Settlement
Settlement
Subscription Billing
Subscription Billing
SWIFT Code
SWIFT Code
TC15
TC15
TC40
TC40
Unauthorized Transaction
Unauthorized Transaction
Underwriting
Underwriting
VAMP (Visa Acquirer Monitoring Program)
VAMP (Visa Acquirer Monitoring Program)
VAMP Ratio
VAMP Ratio
VAR Sheet (Value Added Reseller)
VAR Sheet (Value Added Reseller)
VAT (Value Added Tax)
VAT (Value Added Tax)
Visa CE 3.0 (Compelling Evidence 3.0)
Visa CE 3.0 (Compelling Evidence 3.0)
Visa Secure (formerly Verified by Visa)
Visa Secure (formerly Verified by Visa)
Win Rate
Win Rate
ABA Number
ABA Number
ACH
ACH
Acquirer or Acquiring Bank
Acquirer or Acquiring Bank
ARN (Acquirer Reference Number)
ARN (Acquirer Reference Number)
Authorization
Authorization
Authorization Codes
Authorization Codes
Authorization Hold
Authorization Hold
Average Monthly Sales Volume
Average Monthly Sales Volume
Average Monthly Transaction Volume
Average Monthly Transaction Volume
Average Ticket Amount
Average Ticket Amount
AVS (Address Verification Service)
AVS (Address Verification Service)
Basis Points
Basis Points
Beneficial Owner
Beneficial Owner
Billing Descriptor
Billing Descriptor
BIN (Bank Identification Number)
BIN (Bank Identification Number)
Blacklist
Blacklist
CAID (Card Acceptor ID)
CAID (Card Acceptor ID)
Card Association
Card Association
Card Brand
Card Brand
Card Network
Card Network
Card Security Code
Card Security Code
CDRN (Cardholder Dispute Resolution Network)
CDRN (Cardholder Dispute Resolution Network)
Chargeback
Chargeback
Chargeback Monitoring Program
Chargeback Monitoring Program
Chargeback Reason Codes
Chargeback Reason Codes
Chargeback Response
Chargeback Response
Chargeback Time Limits
Chargeback Time Limits
Chargeback-to-Transaction Ratio
Chargeback-to-Transaction Ratio
CNP (Card-Not-Present)
CNP (Card-Not-Present)
Company Registration Number
Company Registration Number
Compelling Evidence 3.0
Compelling Evidence 3.0
Consumer Clarity
Consumer Clarity
CP (Card-Present)
CP (Card-Present)
Credit Card
Credit Card
Criminal Fraud
Criminal Fraud
CRM (Customer Relationship Management) Platform
CRM (Customer Relationship Management) Platform
CVV (Card Verification Value)
CVV (Card Verification Value)
DCC (Dynamic Currency Conversion)
DCC (Dynamic Currency Conversion)
Debit Card
Debit Card
Director
Director
Dispute Response
Dispute Response
Dispute-to-Sales Ratio
Dispute-to-Sales Ratio
Dynamic Billing Descriptor
Dynamic Billing Descriptor
EEA (European Economic Area)
EEA (European Economic Area)
EFT (Electronic Funds Transfer
EFT (Electronic Funds Transfer
EIN (Employer Identification Number)
EIN (Employer Identification Number)
Enumeration
Enumeration
ETF (Early Termination Fee)
ETF (Early Termination Fee)
Ethoca Alerts
Ethoca Alerts
EU (European Union)
EU (European Union)
Family Fraud
Family Fraud
Financial Institution
Financial Institution
First-Party Fraud
First-Party Fraud
Free Trial
Free Trial
Friendly Fraud
Friendly Fraud
High-Risk Merchant
High-Risk Merchant
High-Risk Merchant Account
High-Risk Merchant Account
IBAN (International Bank Account Number)
IBAN (International Bank Account Number)
IIN (Issuer Identification Number)
IIN (Issuer Identification Number)
Interchange Fee
Interchange Fee
ISO (Independent Sales Organization)
ISO (Independent Sales Organization)
Issuer or Issuing Bank
Issuer or Issuing Bank
Low-Risk Merchant Account
Low-Risk Merchant Account
Mastercard Collaboration
Mastercard Collaboration
Mastercard Excessive Chargeback Program
Mastercard Excessive Chargeback Program
Mastercard SecureCode
Mastercard SecureCode
MATCH List
MATCH List
MCC (Merchant Category Codes)
MCC (Merchant Category Codes)
Merchant
Merchant
Merchant Account
Merchant Account
Merchant Account Reserve
Merchant Account Reserve
MFA (Multi-Factor Authentication)
MFA (Multi-Factor Authentication)
MID (Merchant Identification Number)
MID (Merchant Identification Number)
Negative List
Negative List
Negative Option Billing
Negative Option Billing
Order Insight
Order Insight
PayFac
PayFac
Payment Dispute
Payment Dispute
Payment Fraud
Payment Fraud
PCI DSS (Payment Card Industry Data Security Standard)
PCI DSS (Payment Card Industry Data Security Standard)
POS (Point-of-Sale) Terminal
POS (Point-of-Sale) Terminal
Processor
Processor
Provisional Credit
Provisional Credit
PSP
PSP
RDR (Rapid Dispute Resolution)
RDR (Rapid Dispute Resolution)
Recurring Billing
Recurring Billing
Repatriation
Repatriation
Representment
Representment
Routing Number
Routing Number
SAFE Data (System to Avoid Fraud Effectively)
SAFE Data (System to Avoid Fraud Effectively)
SCA (Strong Customer Authentication)
SCA (Strong Customer Authentication)
SEPA (Single Euro Payments Area)
SEPA (Single Euro Payments Area)
Settlement
Settlement
Subscription Billing
Subscription Billing
SWIFT Code
SWIFT Code
Unauthorized Transaction
Unauthorized Transaction
Underwriting
Underwriting
VAMP (Visa Acquirer Monitoring Program)
VAMP (Visa Acquirer Monitoring Program)
VAMP Ratio
VAMP Ratio
VAR Sheet (Value Added Reseller)
VAR Sheet (Value Added Reseller)
VAT (Value Added Tax)
VAT (Value Added Tax)
Visa CE 3.0 (Compelling Evidence 3.0)
Visa CE 3.0 (Compelling Evidence 3.0)
Visa Secure (formerly Verified by Visa)
Visa Secure (formerly Verified by Visa)
3D Secure 2.0
