You can have a LATAM-based company if you want, but you don’t have to have a physical presence in a local country. A USA-based company can sell in Latin America.
LATIN AMERICA
Expand your LATAM business with more transparency and less stress
Payment solutions for Latin America
EXPOSING CHALLENGES
The wrong solution provider could slow your LATAM growth
You’re ready to expand your business in LATAM, but can your solution provider keep up with your growth strategy? If your payment partner doesn’t understand the Latin America region, they’ll hold you back instead of propelling you forward.
Payment methods vary by country, so choosing the wrong billing method leads to lost customers.
Processing fees are high and acceptance rates are low, so your bottom line suffers.
Fraud and chargeback threats vary by country, so you are constantly struggling to keep up.
GUIDING YOU TO SUCCESS
Finally — a solution provider who can help manage your global expansion
AltoPay can help your business grow strategically in Latin American — and beyond.
- Fast, reliable and fully customizable integration
- Decades of combined payment processing experience
- Local processing with global payout
- Region specific payment methods
- Support a variety of billing models
- All major credit and debit cards
- Instant A2A payments
- Fraud and chargeback management
WHAT YOU GET
Scalable payment solutions for Latin America
AltoPay is a global payment solution provider that serves established online businesses looking to enter the LATAM market. Our solutions help simplify payment challenges as you expand your business and increase revenue.
Merchant Accounts
Route purchases from LATAM customers through a region specific payment method so you can increase acceptance rates and lower costs.
Chargeback Management
Build a risk management strategy that targets local fraud and dispute trends. Get better results with greater efficiency.
Payment Technology
Access technology customized for Latin America: real-time reporting, multi-currency processing, and local shopping cart integrations.
MEETING EXPECTATIONS
Let customers pay the way they want to pay
Offer different payment methods to meet more customer preferences — local credit and debit cards, bank transfers, cash, and digital wallets.
Brazil
- CREDIT & DEBIT CARDS: AmEx, Cielo, Discover, Elo, Hiper, Hipercard, JCB, Mastercard, Visa
- BANK TRANSFERS: PIX
- DIGITAL WALLETS: PagSeguro, PicPay
- APMs: Boleto
Chile
- CREDIT & DEBIT CARDS: AmEx, Magna, Mastercard, Red Compra, Visa
- BANK TRANSFERS: Banco de Chile, Banco Edwards, Banco Estado, Banco Falabella, BCI, Scotiabank
- WALLETS: ETpay, Khipu, Pag Servipag
- APMs: aCuenta, Caja Vecina, Express Lider, Lider, Sencillito, Walmart, Yopag
Colombia
- CREDIT & DEBIT CARDS: AmEx, Dinners, Discover, Mastercard, Visa
- BANK TRANSFERS: Banco Agrario de Colombia, Banco AV Villas, Banco Caja Social, Banco de Bogota, Banco de Occidente, Banco GNB Sudameris, Banco Pichincha, Banco Popular, Bancolombia, Bancoomeva, BBVA, BCP, Citibank, DAVIbank, Credibanco, Daviplata, PSE, RBM, Scotiabank
- DIGITAL WALLETS: Be movil, edeq, Femseapto, SuChance
- APMs: AV Acciones y Valores, Claro, Con Suerte, Davivenda, Efecty, FullCarga, GanaGana, JER, Megared, Moviired, Nequi, Paga Todo, Payser, Practi, Puntored, Punto Pago, Refacil, SuRed, Super Giros, Susuerte, Tpaga, Transfiya
Costa Rica
- BANK TRANSFER: Banco Nacional
- DIGITAL WALLETS: Puntos Hey
- APMs: Payser
Dominican Republic
- CREDIT & DEBIT CARDS: Banco Popular
- DIGITAL WALLETS: Banreservas
- APMs: Midas Red, paga todo
Ecuador
- BANK TRANSFERS: Banco de Pacifico, Banco Guayaquil, Banco Internacional
- APMs: Farmacias Cruz Azul, Farmacias Económicas, Farmacias Medicity, Hipermarket, Mi Comisariato, Paga Todo, PagoEfectivo, Red Activa, Red de Servicios Facilito, Servientrega, Tía, Western Union
Honduras
- BANK TRANSFERS: Banco Lafise, Ficohsa
- DIGITAL WALLETS: Banco Atlandida, Tengo, Tigo Money
- APMs: Davivienda, Walmart
Mexico
- CREDIT & DEBIT CARDS: AmEx, Carnet, Mastercard, Visa
- BANK TRANSFERS: Afirme, Alianza, BanBajio, Banorte, BBVA, Caja Popular Tamazula, Caja Oblatos, Citibanamex, HSBC, Inbursa, Santander, Scotiabank, Spei
- APMs: 7 Eleven, 7/24 Mix, Bodega Aurrera, Calimax, Circle K, City Club, Extra, Farmacia la mas barata, Farmacias benavides, Farmacias de Dios, Farmatodo, HEB, Kiosko, Merza, Multicarga, Neto, Nosarco farmacia, Oxxo, Pago Rapido, paynet, Roma, Seguros Atlas, Soriana, Super City, Super Del Norte, SYS Tienda, Telecomm, Waldo’s, Walmart, Yza Rarmacias
Panama
- BANK TRANSFERS: Banco Lafise
- DIGITAL WALLETS: Telered
- APMs: AM:PM, Cooperativa Juan XXIII, el Machetazo, farma Express, Jumbo, Punto Pago, Western Union, Xtra
Peru
- CREDIT & DEBIT CARDS:Amex, Dinners, Discover, Mastercard, Visa
- BANK TRANSFERS: Banco Ripley, Bancom, BCP, Caja Huancayo, Caja Tacna, Caja Trujillo, Caja Paita, Alternativa, Interbank, Los Andes, Scotiabank
- DIGITAL WALLETS: Banco Pichincha, BBVA, Caja Arequipa, Caja del Santa, PagoEfectivo, Izipay, Qapag, Yape
- APMs: Kasnet, Megapunto, Red Digital, Tambo, Western Union, ZilicomGroup
STRATEGIC EXPANSION
Operate in other regions? We can help you there too!
We have the solutions you need — whatever you sell and whoever you sell it to. Explore the other regions we serve.
North America
Europe
ONBOARDING PROCESS
Grow your LATAM business with three easy steps
Your onboarding experience will be as simple and straightforward as possible.
1. Sign up
Complete our online application and let us know which solutions you are interested in.
2. Review
We review your application and initiate the pre-approval process.
3. Implementation
Approved solutions are activated. Your business is ready to experience new growth in Latin America.
FAQ
Questions and Answers
Are prevention alerts effective in Latin America?
There are various chargeback prevention solutions that can help protect international sales.
Prevention alerts can be used in Latin America, but they are slightly less effective than in other regions due to differences in banking infrastructure and adoption rates. And, prevention alerts will not help with disputes on local payment networks.
However, Rapid Dispute Resolution (RDR) provides good coverage and can help merchants manage disputes more efficiently.
AltoPay can help manage risk in any geographical region — including LATAM. Reach out today and we’ll help you create an effective chargeback management strategy.
Your expansion strategy ought to increase revenue — not interfere with growth
Don’t let payment complexities slow you down. AltoPay can help grow your LATAM business with simple, transparent, effective solutions.
