Glossary

Simple, easy-to-understand definitions of payment industry terms.

3D Secure 2.0

ABA Number

Acquirer or Acquiring Bank

ARN (Acquirer Reference Number)

Authorization

Authorization Codes

Authorization Hold

Average Monthly Sales Volume

Average Monthly Transaction Volume

Average Ticket Amount

AVS (Address Verification Service)

Basis Points

Beneficial Owner

Billing Descriptor

BIN (Bank Identification Number)

Blacklist

CAID (Card Acceptor ID)

Card Association

Card Brand

Card Network

Card Security Code

CDRN (Cardholder Dispute Resolution Network)

Chargeback

Chargeback Monitoring Program

Chargeback Reason Codes

Chargeback Response

Chargeback Time Limits

Chargeback-to-Transaction Ratio

CNP (Card-Not-Present)

Company Registration Number

Compelling Evidence 3.0

Consumer Clarity

CP (Card-Present)

Credit Card

Criminal Fraud

CRM (Customer Relationship Management) Platform

CVV (Card Verification Value)

DCC (Dynamic Currency Conversion)

Debit Card

Director

Dispute Response

Dispute-to-Sales Ratio

Dynamic Billing Descriptor

EEA (European Economic Area)

EFT (Electronic Funds Transfer

EIN (Employer Identification Number)

Enumeration

ETF (Early Termination Fee)

Ethoca Alerts

EU (European Union)

Family Fraud

Financial Institution

First-Party Fraud

Free Trial

Friendly Fraud

High-Risk Merchant

High-Risk Merchant Account

IBAN (International Bank Account Number)

IIN (Issuer Identification Number)

Interchange Fee

ISO (Independent Sales Organization)

Issuer or Issuing Bank

Low-Risk Merchant Account

Mastercard Collaboration

Mastercard Excessive Chargeback Program

Mastercard SecureCode

MATCH List

MCC (Merchant Category Codes)

Merchant Account

Merchant Account Reserve

MFA (Multi-Factor Authentication)

MID (Merchant Identification Number)

Negative List

Negative Option Billing

Order Insight

Payment Dispute

Payment Fraud

Payment Gateway

Payment Processor

PCI DSS (Payment Card Industry Data Security Standard)

POS (Point-of-Sale) Terminal

Provisional Credit

RDR (Rapid Dispute Resolution)

Recurring Billing

Representment

Routing Number

SAFE Data (System to Avoid Fraud Effectively)

SCA (Strong Customer Authentication)

SEPA (Single Euro Payments Area)

Subscription Billing

SWIFT Code

TC15

TC40

Unauthorized Transaction

VAMP (Visa Acquirer Monitoring Program)

VAR Sheet (Value Added Reseller)

VAT (Value Added Tax)

Visa CE 3.0 (Compelling Evidence 3.0)

Visa Secure (formerly Verified by Visa)

Win Rate

Basis Points

Beneficial Owner

Billing Descriptor

BIN (Bank Identification Number)

Blacklist

CAID (Card Acceptor ID)

Card Association

Card Brand

Card Network

Card Security Code

CDRN (Cardholder Dispute Resolution Network)

Chargeback

Chargeback Monitoring Program

Chargeback Reason Codes

Chargeback Response

Chargeback Time Limits

Chargeback-to-Transaction Ratio

CNP (Card-Not-Present)

Company Registration Number

Compelling Evidence 3.0

Consumer Clarity

CP (Card-Present)

Credit Card

Criminal Fraud

CRM (Customer Relationship Management) Platform

CVV (Card Verification Value)

DCC (Dynamic Currency Conversion)

Debit Card

Director

Dispute Response

Dispute-to-Sales Ratio

Dynamic Billing Descriptor

EEA (European Economic Area)

EFT (Electronic Funds Transfer

EIN (Employer Identification Number)

Enumeration

ETF (Early Termination Fee)

Ethoca Alerts

EU (European Union)

Family Fraud

Financial Institution

First-Party Fraud

Free Trial

Friendly Fraud

High-Risk Merchant

High-Risk Merchant Account

IBAN (International Bank Account Number)

IIN (Issuer Identification Number)

Interchange Fee

ISO (Independent Sales Organization)

Issuer or Issuing Bank

Low-Risk Merchant Account

Mastercard Collaboration

Mastercard Excessive Chargeback Program

Mastercard SecureCode

MATCH List

MCC (Merchant Category Codes)

Merchant Account

Merchant Account Reserve

MFA (Multi-Factor Authentication)

MID (Merchant Identification Number)

Negative List

Negative Option Billing

Order Insight

Payment Dispute

Payment Fraud

Payment Gateway

Payment Processor

PCI DSS (Payment Card Industry Data Security Standard)

POS (Point-of-Sale) Terminal

Provisional Credit

RDR (Rapid Dispute Resolution)

Recurring Billing

Representment

Routing Number

SAFE Data (System to Avoid Fraud Effectively)

SCA (Strong Customer Authentication)

SEPA (Single Euro Payments Area)

Subscription Billing

SWIFT Code

Unauthorized Transaction

VAMP (Visa Acquirer Monitoring Program)

VAR Sheet (Value Added Reseller)

VAT (Value Added Tax)

Visa CE 3.0 (Compelling Evidence 3.0)

Visa Secure (formerly Verified by Visa)

Win Rate

3D Secure 2.0

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