SAFE (System to Avoid Fraud Effectively) is a Mastercard data record — similar to Visa’s TC40 — that documents cardholder fraud claims and relevant data points. SAFE data helps track consumer fraud trends, determine fraud monitoring program thresholds, and evaluate overall merchant risk.
If your fraud volume is too high, it could lead to inclusion in the Mastercard Excessive Fraud Merchant (EFM) program. Fortunately, AltoPay can help you stay below key thresholds by detecting fraud patterns and supporting real-time prevention tools. Our support team can also help optimise your fraud management strategy to ensure the best ROI possible.
For more than a decade, Jessica Velasco has been a thought leader in the payments industry. She aims to provide readers with valuable, easy-to-understand resources.
