A high-risk merchant account is a payment processing account tailored to businesses that operate in industries with elevated exposure to fraud, chargebacks, regulatory scrutiny, or reputational issues. These accounts often include rolling reserves, stricter documentation requirements, higher fees, in-depth underwriting, and more frequent risk reviews.
AltoPay is able to provide high-risk merchant accounts. High-risk accounts are typically matched with specialized acquirers or processors who can support unique industry needs. A properly managed high-risk account can provide long-term payment stability and growth flexibility.
For more than a decade, Jessica Velasco has been a thought leader in the payments industry. She aims to provide readers with valuable, easy-to-understand resources.
